Friday, February 27, 2015

Talk to a Business Insurance Broker Before Starting a Craft Distillery Business

You may toy with the idea of starting a micro-distillery, also known as craft distillery, which is essentially a small-scale version of the world’s biggest distilleries where drinks are blended from highly varied ingredients to bring classic or new spirit to the market. You can produce virtually any type of liquor there is, but the real challenge to carve out a niche for yourself is in creating drinks no one would find anywhere else but in your very own distillery. Ten years ago, craft distilleries were few and far-between: only 70 existed throughout the nation. Now that number has grown to a total of 623, producing new interpretation of classic spirits from whiskey, gin, vodka, and rum, Washington, Colorado, and Michigan are the top three states when it comes to craft distilling. But if you wish to join this elite group, you need to face a mountain of preparations at hand.

Wednesday, February 25, 2015

Michigan Auto Insurance Covers You from the Risks of a Distracted Driving

Alarming accident numbers from survey polls conducted by the AAA Foundation for Traffic Safety back up this claim. Drivers talking on the phone while on the road are a legitimate road hazard. The National Highway Traffic Safety Administration reported hundreds of accidents caused by distracted driving in 2012, making this a pressing issue. In 2013, one such case led to the untimely demise of little Brandon Abrams, aged 6, who fell victim to a distracted driver in Texas. Now, his bereaved grandfather and scores of people from all over the nation who share relevant concerns are now pushing for the complete outlawing of distracted driving for good. Until then, only the likes of a reliable Michigan auto insurance policy will offer any sort of compensation for victims, until distracted drivers (but not always) get their just dessert in court for their deeds.

Sunday, February 22, 2015

Home Insurance in Michigan: Basic Facts You Must Know about Coverage

Other than the type of siding you’ll install and the furniture you’ll place in your home office, there’s another very important thing your house needs—insurance. Home insurance in Michigan may not contribute to the overall aesthetic appeal of your home, but it does guarantee that when certain unfortunate events befall your lovely abode, you’ll have financial assistance and a solution, not a big hole in your pocket.

Friday, February 20, 2015

Michigan Business Insurance: FAQs about Commercial Auto Insurance

Personal auto insurance is not without limitations, and those who own a commercial fleet of vehicles know this only too well. When the time comes to file a claim, you may soon discover that your personal auto insurance won’t likely cover any damage to your car if you have been using it to carry out business-related activities. For this reason, you will likely need to furnish a commercial auto insurance policy from a Michigan business insurance provider if you or your employees use vehicles for work-related tasks.

Wednesday, February 18, 2015

A Business Insurance Agent Helps You Plan against Serious Work Hazards

On May 16, 2013, Hugo Hernandez Palomino, 28, was working on scaffolding when he was hit by a transformer. The force hurled him 8 feet into the air and down to the concrete surface below, paralyzing him from the neck down. The workers were told that the transformer had been de-energized when in fact, it had not. Palomino sued for negligence and was awarded $21.7 million for medical care, as well as for past and future lost wages.

Tuesday, February 17, 2015

The Right Auto Insurance in Michigan Provides an Economic Safety Net

Traffic collisions in Michigan have increased by over 15,000 between 2012 and 2013. While 2014 statistics are not yet available as of this writing, it’s not unreasonable to think they’re about the same or higher than previous years. Whether or not your business or profession requires constant traveling, getting involved in a major car accident can spell economic disaster. For this reason, you have to purchase the right auto insurance in Michigan. The Insurance Information Institute provides comprehensive information on vehicle insurance, including its importance and how to purchase it. The most apparent benefit of having vehicle insurance is to keep yourself in the law’s good graces in case of accidents. In addition, you can protect yourself from the financial liabilities that come with car accidents.