Thursday, June 19, 2014

Know Your Options: Home Insurance in Michigan for Your Fixer-Upper

The risks associated with fixer-uppers are not exactly smiled upon by insurance companies – but fret not, for there are still insurance options available. At the very least, you will have to pay a higher premium. Before anything though, you will likely need to hire a home inspector to go over your property; this gives you an idea on how much the property is worth and makes it easier for insurance companies to provide you with a quote.

If you can have the home repaired and you’ll be able to move in within a month, it will probably be easy to get basic homeowners insurance in Michigan from insurers like Allied Insurance Managers, Inc. This is probably the easiest option, but if the repairs take longer, there are specialized insurance packages available.

Tuesday, June 17, 2014

The Importance of Securing Dependable Business Insurance in Michigan

Surety bonds are agreements under three parties – the surety, obligee, and the principal. In layman’s terms, one group (surety) assures a client (obligee) of top-notch performance on a job order, which is expected from the contractor (principal). This type of insurance is common in the construction industry.

There’s a lot more types of insurances out there, covering a wide array of specific situations that can befall any company today. Know more about them by consulting with firms like Allied Insurance Managers, Inc. that provide dependable business insurance in MI and nearby locales. Secure your business’ future today.

Sunday, June 15, 2014

Understanding Coverage Options from a Trusted Business Insurance Agent

As advanced as technology is today, equipment trouble and breakdown is still a very real possibility – so much so for offices and businesses that use them daily, and sometimes for heavy duty purposes. The failure of such machines can negatively impact your business productivity and efficiency. For this reason, you will need an adequate coverage on equipment breakdown insurance to protect your valuable investments.

Knowing the right insurance coverage to get should help you properly reinforce your company’s protection against uncontrollable forces that might seek to tear it down. Ask your trusted business insurance broker or agent for a more comprehensive list. Invest in reliable business insurance today and you don’t have to be afraid of a rainy day.

Friday, June 13, 2014

Survey Says: Michigan Auto Insurance Rates are Highest in the Nation

So how can car insurance be so expensive for teenagers? It all boils down to one determining factor: risk. Michigan auto insurance rates often base their quote on the driver’s experience, and since teenagers often have little to no driving experience yet, insurance companies will consider him to be high-risk.

Granted, inexperience is not the only reason that adolescents in Michigan face high insurance premiums; the type of car your kid drives, the area where he lives, and the deductible he chooses to pay all factor into the auto insurance amount. There’s also the fact that rates for car insurance in Michigan are the highest in the nation.