Monday, October 20, 2014
The human experience is inextricably tied with the need to explore and discover new places and things. So long as this need exists, so will the opportunity for enterprising entities to provide temporary residence for those who travel. However, as with any other line of work, doing business in the hospitality industry carries certain risks. It is for this reason that Allied Insurance Managers saw the need to provide hospitality business insurance in Michigan since our agency’s inception in 1905. Boasting of over a hundred years of experience in providing insurance brokerage services to hotels, motels, resorts, inns, and bed-and-breakfast establishments, Allied Insurance Managers would be expected to provide nothing but the best insurance programs on the market. As could be anticipated, it is with great confidence that we can tell our clients that we indeed do.
Saturday, October 18, 2014
Due to the widely varied nature of every industry, each is subject to its own set of risks. At Allied Insurance Managers, we’ve cultivated an extensive understanding of these industry-specific risk factors and do our utmost to become the trusted business insurance agent for any company regardless of background or line of business. Of the range of industries we service, fire suppression is one sector our company has developed a unique expertise in providing insurance advice for. It isn’t unusual for businesses in the fire protection industry to specialize on certain aspects of the trade. For instance, some contractors might focus on sprinklers and another on fire alarms. As a result, the coverage provided to fire protection contractors must be commensurate to the type of service they provide.
Thursday, October 16, 2014
Mold can take a huge toll on your home’s structural integrity, and the cost of putting off addressing the issue can be far worse, especially if you’re planning to sell your house. Some insurance providers may offer mold removal coverage, but, again, the details matter—whether the mold infestation was followed after an event, such as fires, floods, or other incidences. If you want to get an efficient home insurance from Michigan providers, such as Allied Insurance Managers, Inc., be sure to look into the policy and choose the right coverage that suits your needs just right. Getting insurance is often a requirement for many mortgage lenders, so it’s best if you equip yourself with one before securing a loan or negotiating a refinance.
Tuesday, October 14, 2014
The trusted Michigan car insurance provider noted that more and more car accidents can be attributed to driving while using the phone as statistics show that over 90% of Americans own cell phones. Experts estimated that activities like texting take at least 5 seconds of a driver’s attention from the road, which means that a person using a mobile phone while driving at 55 mph travels the length of a football field without looking at the road. Texting and talking on phones can distract people from their driving and increases the chances of crashes and collisions by 23 times. Approximately 13% of drivers the age of 18 to 20 who have been involved in car wrecks have gone on the record to say that they have been texting or talking on their phones at the time of car accidents as they were somewhat confident that they can safely text while driving. Adults are also no better as 48% of young drivers have often seen their parents drive vehicles while talking on their cell phones.