The risks associated with fixer-uppers are not exactly smiled upon by insurance companies – but fret not, for there are still insurance options available. At the very least, you will have to pay a higher premium. Before anything though, you will likely need to hire a home inspector to go over your property; this gives you an idea on how much the property is worth and makes it easier for insurance companies to provide you with a quote.
If you can have the home repaired and you’ll be able to move in within a month, it will probably be easy to get basic homeowners insurance in Michigan from insurers like Allied Insurance Managers, Inc. This is probably the easiest option, but if the repairs take longer, there are specialized insurance packages available.