Workers’ compensation insurance covers the medical expenses and lost wages of your employees if they are injured at work. Not only does this help your employees, it also protects your business from being sued for compensation. In Michigan, businesses that have 3 or more part-time employees, or a single employee who works 35 hours a week, are required to have workers’ compensation insurance.
According to statistics from the Insurance Information Institute, more than 25 percent of business that close down after an unforeseen disaster never reopen. Do your best to avoid joining this unfortunate statistic by purchasing comprehensive coverage from a trusted business insurance agent like one from Allied Insurance Managers, Inc.
http://www.alliedinsmgr.com/policies-entrepreneurs-need-from-a-trusted-business-insurance-agent/
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